LUMENT.
MORE THAN A LOAN.
Our Difference
Our Difference
Lument. More than a loan.
Derived from the Latin name for light, Lument empowers clients to see further, seize opportunities, and chart a path to success. Thanks to over five decades of expertise, we provide deep market knowledge and an extensive range of capital solutions and investment services, redefining what a real estate partner should deliver.
DISCOVER MOREOur Financing
Our Financing
A comprehensive suite of debt solutions.
No matter the need, our diverse loan offerings – including Fannie Mae, Freddie Mac, HUD/FHA, balance sheet, and alternative lending platforms – give borrowers more avenues for success. Clients can count on our specialist teams to structure and execute the optimum loan strategy for every business plan.
FINANCING OPTIONSOur Services
Our Services
Unlock more opportunities, get better results.
At Lument, we offer real estate investment sales, mergers and acquisitions, loan servicing, and correspondent lending, all in addition to our many financing choices. As a result, clients can turn to us for a broad array of individual products and services or combine them seamlessly into an integrated turnkey solution.
EXPLORE SERVICESOur People
Our People
Focused on your vision.
Our professionals combine unrivaled expertise with a proactive outlook, anticipating challenges and uncovering potential. We serve as a trusted extension of our clients’ teams, aligned in purpose and committed to their success.
MEET OUR TEAMOur Insights
Our Insights
Picking Your Moments: Expertise, Experience, and Creativity Are More Important Than Ever for Multifamily
Takeaways from our latest webcast, where Freddie Mac’s Stephen Johnson and CASTO Communities’ Brent Sobczak joined Lument CEO James Flynn to explore multifamily’s continued momentum and the resilient fundamentals supporting growth.
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Our Difference
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Our Financing
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Our Services
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Our People
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Our Insights
Decades of Experience
Our overriding goal is to provide our clients with a single source of capital solutions and services that address their needs throughout the real estate lifecycle.
#1
FHA MAP lender by Loan Count (HUD-2025)
#2
Freddie Mac SBL Lender
$54B
Loan Servicing Portfolio1
TOP 5
Fannie Mae MHC Lender (2024)
1As of June 2025
Our Experts
Our specialized teams have the programs, partnerships, and intellectual capital to execute your next transaction with both speed and certainty.
Case Studies
Lument case studies highlight our dedication, expertise, and resourcefulness that clients can expect when working with us—as well as the close coordination between the production, underwriting, closing teams and our industry partners leads to an exceptional borrower experience.
Research
Challenges and Strategies for Multifamily Investors
Both informative and action-oriented, Lument’s multifamily market reports provide the trends and takeaways that multifamily decisions makers need to navigate today’s market.
Insights
Information is Competitive Advantage
Whether you’re looking for perspectives on industry trends, the latest news on loan programs, conferences you should attend, or press releases highlighting the scope of Lument’s offerings, you’ll find it all here.
Trading Desk Talk
The FOMC is taking a close look at labor market data before its….
Entering 2026 with Acceptance: Six Debt-Market Trends Shaping Affordable Housing
We have moved from resisting the new rate environment to accepting it.
Salt Lake Multifamily Market Report: Strong Demographic Tailwinds Provide Support
Demographic tailwinds continue to support long-term apartment demand in Salt Lake City.
San Francisco Multifamily Market Report: One of the Nation’s Strongest
Limited new supply and strong tenant demand are supporting tight operating conditions.
A More Disciplined Multifamily Market Takes Shape
Takeaways from the experts at the fall’s major conferences.
Picking Your Moments: Expertise, Experience, and Creativity Are More Important Than Ever for Multifamily
There is a growing conviction that the multifamily market is gathering steam.
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