Lument has a wide variety of financing options including Fannie Mae, Freddie Mac, HUD / FHA, Balance Sheet (including Bridge and Mezzanine), Real Estate Capital Markets, and more. Discover what might be a right fit for your financing needs.
The right commercial real estate financing strategy depends on your asset class, investment horizon, required loan size, leverage target, and timing. Lument evaluates your business plan to compare capital solutions across Fannie Mae DUS®, Freddie Mac Optigo®, HUD/FHA (MAP & LEAN), USDA, proprietary balance sheet bridge loans, and alternative debt structures. Whether you are seeking a flexible short-term bridge loan, small loan multifamily debt, or a long-term, fixed-rate non-recourse mortgage, Lument’s capital markets experts will customize a financing structure tailored to your business plan.
In addition to primary debt origination across agency, FHA, and balance sheet platforms, Lument offers comprehensive capital solutions and advisory services. These include real estate investment sales, recapitalization strategies, loan servicing, asset management, and bond credit enhancement. Lument supports owners, developers, and investors through every stage of the commercial real estate lifecycle.
Our balance sheet bridge financing provides flexible capital for commercial real estate properties undergoing an acquisition, value-add repositioning, or lease-up before qualifying for permanent debt. Lument’s proprietary bridge-to-agency and bridge-to-HUD loan programs give sponsors seamless execution — providing customized interim financing that transitions smoothly into long-term, fixed-rate Fannie Mae, Freddie Mac, or FHA debt once the asset achieves stabilization.
Lument provides rates for Multifamily, Affordable Housing, and Small Loans / SBL. View interest rates today.
Lument provides weekly CRE market updates for those continuing to stay informed on the latest trends.
Lument’s insights & resources contain a comprehensive source of information that investors can use to both identify and evaluate opportunities. View our market research and insights to learn more.
Check out Lument’s affordable housing investment sales property listings.
Yes. Beyond debt origination, Lument’s real estate investment sales provides full-service support for your disposition and acquisition needs. Combining deep local market intelligence, institutional execution, and an extensive national investor network, Lument develops customized disposition strategies. By pairing investment sales directly with our agency, HUD/FHA, and bridge lending platforms, we offer borrowers and sellers a seamless, end-to-end transaction experience.
Get in touch with an expert at Lument to learn more about how we can help you.
Lument provides comprehensive debt origination, preferred equity, and recapitalization solutions across a wide spectrum of commercial real estate and healthcare asset classes. Our core financing capabilities cover multifamily housing, affordable housing, seniors housing and healthcare, manufactured housing communities (MHC), small loans and student housing.
Seniors housing and healthcare properties—including independent living, assisted living, memory care, and skilled nursing—operate in complex regulatory, licensing, and operational environments. Lument’s specialized team of experts possess dedicated HUD Section 232 LEAN and agency healthcare experience to understand operator cash flows, Medicare/Medicaid reimbursement models, and facility licensing, ensuring faster approvals, accurate loan sizing, and tailored debt structures.
