WITH PRODUCTS AS VARIED AS YOUR PROPERTIES, WE CAN FIND THE RIGHT FIT.

Lument has one of the most comprehensive product sets in commercial real estate finance — and deep expertise in each one of them. This gives us the ability to structure solutions that better reflect our clients’ goals. But our connection to our clients doesn’t end at closing. By leveraging the scale of our combined company, we have built a state-of-the-art loan servicing and asset management platform that is transparent, responsive, and easily accessible.

Fannie Mae

As a Fannie Mae DUS® Lender, Lument is authorized to underwrite, close and deliver most Fannie Mae loans without pre-review, providing for an extremely efficient process. We offer fixed- or floating-rate financing for acquisition, refinancing and/or moderate rehabilitation. Loans range from five to 30 years and may be fully amortizing, or contain partial- or full-term interest-only options.

Freddie Mac

As an approved Freddie Mac Multifamily Optigo® Seller/Servicer, Lument can execute a variety of flexible loan solutions. We provide financing for the acquisition or refinancing of stabilized properties as well as specialized programs for properties in lease-up and for value-add acquisitions needing short-term financing. Terms typically range from five years to 30 years and may be fully amortizing or contain partial- or full-term interest-only options.

HUD/FHA

As an approved HUD/FHA Multifamily Accelerated Processing (MAP) and Lean lender, Lument can expedite the process of obtaining the best terms and pricing available to multifamily and seniors housing and healthcare borrowers. With a dedicated multifamily and seniors FHA underwriting and processing team, we help our borrowers and industry partners expertly navigate the FHA landscape, including conventional, affordable, and seniors and healthcare. That’s why we’re the #1 FHA lender.

PROPRIETARY

At Lument, we’ve designed our proprietary loan offerings to complement our multifamily programs and serve other commercial real estate asset types such as industrial, office, and retail. When speed of execution is critical or when an investor needs a transition to permanent agency financing, Lument can turn to its balance sheet for a solution. And thanks to the strong financial backing of our parent company, ORIX USA, we are equipped to tackle large, complex projects, offering bridge loans, mezzanine debt, as well as preferred equity.

USDA

Not all affordable housing is located in cities. We tap the USDA Rural Development programs to help investors provide affordable housing for low- to moderate-income residents in rural areas and towns.

LOAN SERVICING AND ASSET MANAGEMENT

The loan servicing and loan asset management group at Lument is dedicated to providing the industry’s best loan service and support throughout the life of the loan. Our experienced loan servicing & asset management (LSAM) professionals are responsible for servicing a portfolio totaling more than $46 billion in total unpaid principal balance. To ensure our borrowers receive the most responsive and knowledgeable service, we have increased staffing, restructured our LSAM department, and invested significantly in technology.