One of a select group of lenders approved to originate Freddie Mac’s Optigo® Conventional Forward loans for market-rate multifamily properties.
New York, NY — February 20, 2026 — Lument is pleased to announce that it has been approved as one of a select group of lenders authorized to offer the new Optigo® Conventional Forward Loan Program from Freddie Mac Multifamily, expanding its capabilities to deliver forward commitments for permanent financing of market-rate multifamily housing developments.
First announced in October 2025, Freddie Mac’s Optigo® Conventional Forward loan program provides forward commitments for the permanent financing of non-subsidized multifamily new construction and substantial rehabilitation projects. The program establishes permanent loan terms prior to stabilization, offering greater certainty to developers and construction lenders. Available in both fixed- and floating-rate structures, it helps sponsors mitigate interest rate and take-out risk while aligning construction and permanent financing strategies early in the project timeline.
“We are incredibly excited to bring this market-rate forward commitment to our clients,” said Ian Monk, head of conventional production at Lument. “The Optigo® Conventional Forward program enables us to provide greater certainty around permanent financing earlier in the development process, helping sponsors reduce risk, move projects forward with confidence, and ultimately get shovels in the ground faster.”
Loan sizes typically start at $10 million, with fixed-rate terms up to 15 years and floating-rate terms up to 10 years, with amortization up to 35 years. For additional information on the Optigo® Conventional Forwards, please review our program overview or to connect with a member of our multifamily production team.
About Lument
Lument, a subsidiary of ORIX Corporation USA, is a national leader in commercial real estate finance and delivers a comprehensive set of capital solutions customized for investors in multifamily, affordable housing, and seniors housing and healthcare real estate. Lument offers Fannie Mae, Freddie Mac, FHA, USDA, and balance sheet financing, as well as a full suite of capital market lending products. In addition, Lument provides a suite of real estate advisory solutions including real estate investment sales, investment banking, and investment management solutions. The company has approximately 550 employees in over 30 offices across the United States.
Securities, investment banking, and advisory services are provided through Lument Securities, LLC, member FINRA/SIPC. Lument Investment Management, LLC, is registered as an investment adviser with the U.S. Securities and Exchange Commission. For more information, visit https://www.lument.com/.
