Lument offers a comprehensive suite of financing solutions — including Fannie Mae, Freddie Mac, HUD/FHA, USDA, and proprietary balance sheet programs, as well as a full range of alternative capital options. We deliver tailored lending strategies backed by a team that is knowledgeable, insightful, and committed to client success. Browse our loan programs below.
FANNIE MAE
Lument’s designation as a Fannie Mae DUS® Lender means we can access the full range of Fannie Mae products for multifamily, affordable, small loans, and seniors housing. Whatever your objectives—purchasing, refinancing, or renovating—our Fannie Mae options can make a difference.
FREDDIE MAC
As an approved Freddie Mac Optigo® Seller/Servicer, Lument’s experts can select from Freddie Mac’s unique solutions for conventional multifamily, targeted affordable housing, small balance, and seniors housing, satisfying the needs of middle-market as well as institutional investors.
HUD/FHA
HUD/FHA offers some of the best terms available to multifamily, seniors housing, and healthcare investors. As an approved Multifamily Accelerated Processing (MAP) and LEAN lender, Lument can guide investors through the application process and help them secure these exceptional loans.
BALANCE SHEET
Thanks to the financial support of our parent company, ORIX USA, Lument has the capacity to accommodate investors who would benefit from a balance sheet execution, for instance, as a bridge to agency finance or for rehabbing a property.
Alternative Financing
With access to diverse alternative lending sources — including banks, life companies, debt funds, conduits, and more — we can source financing that fits your vision, including permanent debt, bridge loans, construction loans, mezzanine debt, or preferred equity.
USDA
Not all affordable housing is located in cities. We tap the USDA Rural Development programs to help investors provide affordable housing for low- to moderate-income residents in rural areas and towns as well as USDA programs for seniors housing and healthcare facilities.
